Save Together.
Grow Together.
Elethu brings your stokvel into the digital age. Manage contributions, track payouts, and stay connected with your savings circle — all in one place.
What is Elethu?
"Elethu" means Ours in isiXhosa — a word that captures the Ubuntu spirit of collective ownership, shared responsibility, and community strength.
We built Elethu to digitise and modernise the stokvel — a beloved South African tradition of rotating savings groups that has helped families and communities build wealth for generations.
With Elethu, you can manage your savings circle from your phone: track contributions, receive payouts, communicate with members, and grow your money — together.
What is a Stokvel?
A stokvel is a savings circle where members contribute a fixed amount at regular intervals. Each contribution cycle, one member receives the full collected pot — rotating until everyone has had a turn.
- Trusted by millions of South Africans
- Community-driven financial support
- Flexible contribution structures
- Rotating payouts for all members
Everything you need to run your stokvel smoothly
Stokvel Management
Digital Wallet
Group Chat
Easy Invites
How Elethu works
Create or Join
Start a new stokvel with your own rules, or join an existing one using an invite link or QR code shared by a member.
Contribute Monthly
Set up your contribution schedule, track payments, and get notified when dues are coming up. Stay on top of your savings goals effortlessly.
Receive Your Payout
When it's your turn in the rotation, receive your full payout directly to your Elethu wallet. Withdraw anytime or use it for your next contribution.
See it in action
A beautifully designed experience that makes managing your savings circle feel effortless.
Ready to save smarter?
Download Elethu today and bring your stokvel into the digital age. Available on all major platforms — free to download.
We'd love to hear from you
Phone
+27 62 479 3854
Address
2 Sydney Road, Jansen Park
Boksburg, Gauteng, 1459
South Africa